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0% Promotional APR on Balance Transfers*

Find your balance

Transfer balances by February 28, 2023, and get a 0% APR through billing cycle ending 2/29/2024* (Unpaid balances will revert to contract APR for purchases)

Transfer Balances
  • Pay 0% Interest Until 2024*

    Free yourself from high-interest credit card debt and transfer balances to your SkyOne Visa® credit card.

    With a 0% APR* that carries through 2/29/2024, you’ll have the flexibility to pay off your debt and find balance.

Take a breather from high interest

Transfer Balances

Questions? Talk to an expert. 800.421.7111


Interest Rates and Fee Information

Rates Effective as of: 01-30-2023

Promotional Annual Percentage Rate (APR) for Balance Transfers* 0% (Promotional APR through your billing cycle that ends in 02/29/2024) When the promotional period(s) on the date(s) listed above ends, any unpaid balance will revert to your contract APR for purchases. If you have a variable-rate Visa® credit card product, the rate will vary based on the Prime Rate plus a margin.**
Use By DateFor the promotional APR(s) and/or Fee to apply, transactions must post by 02/28/2023. Transactions that post after 02/28/2023 will not be eligible for the promotional APR.
Balance Transfer Fee3% of the amount of each transaction
Paying InterestYour due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

This information is accurate as of December 27, 2022, and is subject to change after this date without notice.


How we will calculate your balance: Average daily balance (including new purchases/transactions).


*APR=Annual Percentage Rate. APR quoted is the lowest possible for qualified borrowers. Balance transfers must be made to other lenders by a SkyOne Representative. Cash advance, convenience check, and purchase transactions are not eligible for promotional APR. Promotional balance transfer APR is applicable to fixed and variable rate consumer SkyOne Visa Credit Cards. Business Visa Credit Cards are not eligible for the promotion. Interest will be charged from the transaction date. Balance transfers cannot be made from a SkyOne Visa Credit Card to another SkyOne loan or credit card. Transfers must be posted to your credit card balance by February 28, 2023, to be eligible for the promotion. Promotional offers may end at any time without notice. Not valid with any other offers.


Balance Transfer Fee: 3% of the amount of each transaction.


**Variable APRs are based on the Prime Rate index and a margin. The Prime Rate Index is the highest prime rate published in the Wall Street Journal on the last business day of each month. As of December 15, 2022, the Prime Rate was 7.50%. The margin ranges from 6.75% to 14.75% and is based on your creditworthiness at the time of application. The maximum APR is 18.00%.


Visa® Signature is a registered trademark of VISA U.S.A. Inc.