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Refer A Friend Sweepstakes Official Rules

2019 REFER-A-FRIEND EARN AND WIN SWEEPSTAKES (“PROMOTION”)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR TO WIN.

A PURCHASE, OPENING AN ACCOUNT, KEEPING AN ACCOUNT BALANCE, AND/OR MAKING A TRANSACTION WILL NOT IMPROVE YOUR CHANCE OF WINNING.

ENTRANT MUST BE AT LEAST 18 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY. STANDARD MESSAGING/DATA RATES, TERMS AND CONDITIONS MAY APPLY FOR ENTRIES OBTAINED VIA MOBILE PHONE/DEVICE. MOBILE PHONE/DEVICE NOT REQUIRED TO ENTER. DO NOT ENTER UNLESS YOU ARE ELIGIBLE (SEE FULL ELIGIBILITY DETAILS BELOW. BY ENTERING THE 2019 REFER-A-FRIEND EARN AND WIN SWEEPSTAKES (“PROMOTION”), ENTRANT AGREES TO BE BOUND BY THESE OFFICIAL RULES AND THE DECISIONS OF THE SPONSOR, WHICH SHALL BE FINAL IN ALL RESPECTS.

VOID WHERE PROHIBITED.

ELIGIBILITY: The Promotion is open only to legal residents of the United States who are eighteen (18) years of age or older at the time of entry. Employees, officers, and directors, including immediate family members (defined as including spouse, biological, adoptive and step-parents, grandparents, siblings, children and grandchildren, and each of their respective spouses, regardless of where they reside) and members of the same household (whether or not related) of SkyOne Federal Credit Union (“Sponsor”) and its respective parents, affiliated companies, subsidiaries, advertising and promotion agencies, and any and all other companies associated with the Promotion are not eligible to participate or win the Prize (defined below). The Promotion is subject to all applicable federal, state, territory, and local laws, rules and regulations. Void where prohibited or restricted by law, rule, or regulation.

Entrants irrevocably waive all claims against Apple Inc. and agrees that Apple Inc. will have no liability or responsibility for any claim arising in connection with participation in this Sweepstakes or the prize awarded. Apple Inc. has not offered or sponsored this Sweepstakes in any way. SkyOne Federal Credit Union makes no representations or warranties of any kind concerning the appearance, performance or safety of any prize awarded.

AGREEMENT TO OFFICIAL RULES: Participation constitutes entrant’s full and unconditional agreement to these Official Rules, that they are 18 years of age and agree to abide by Sponsor’s decisions, which are final and legally binding in all matters related to the Contest.

HOW TO ENTER: The Promotion begins at 8:30 AM PST on November 1, 2019 and ends at 5:30 PM PST on December 16, 2019 (“Entry Period”). To enter to win an iPhone® 11 with Air Pods or a MacBook Air®, complete the referral form online at www.SkyOne.org/Cheers or visit a SkyOne branch and mention the 2019 REFER-A-FRIEND EARN AND WIN SWEEPSTAKES to a Member Experience Specialist to complete the referral form. By successfully submitting a referral form during the Entry Period, you will receive one (1) entry in the Promotion per valid referral. A valid referral is defined as: an individual who meets SkyOne’s membership requirements, deposits the par share value of $5, deposits the minimum opening balance amount of $5, and opens a membership in-person through a SkyOne representative, OR opens a SkyOne membership online using the promotional code assigned to the current member. All information submitted by entrants is subject to, and will be treated in a manner consistent with SkyOne’s Privacy Policy available at www.skyone.org/privacy. Entrants must fully complete and submit all non-optional data requested on the referral form to be eligible. Incomplete and/or inaccurate entries are void. All entries must include valid contact information for the entrant. Entrants to the Promotion may be given the option to receive (a) commercial e-mails from Sponsor and/or (b) mobile text messages and updates from Sponsor. Eligibility to participate in the Promotion is not dependent upon entrant’s consent to receive such e-mails and/or mobile text messages and updates and consenting to receive such e-mails and/or mobile text messages and updates will not impact any entrant’s chances of winning. Standard messaging rates apply to mobile text messages and updates. Check with your mobile service provider for more information.

ALTERNATE METHOD OF ENTRY: You may enter the promotion without referring friends to SkyOne by hand-printing your name, telephone number, email address, date of birth, and “Refer-A-Friend Earn And Win Promotion” on a 3” x 5” card and mailing to:
14600 Aviation Boulevard, Hawthorne, California, 90501.
Limit one (1) entry per card. Limit one (1) entry per promotion per person. All alternate method entries must be handwritten; no reproductions or facsimile forms will be accepted. All alternate method entries must be mailed or delivered during normal branch hours beginning on November 1, 2019 at 8:30 AM PST and received no later than December 16, 2019 at 5:30 PM PST to be eligible for the drawing.

ODDS: Anticipated referrals are 500 during the entry period. Odds of winning are 2 in 500.

RANDOM DRAWING: Two (2) potential winners of the Promotion will be selected by random drawing on or about December 20, 2019 at 5:30 PM PST, from among all eligible entries received. Subject to verification of eligibility and compliance with the terms of these Official Rules, the potential winners will be declared the official winner of the Promotion (each a “Winner”). The decisions of Sponsor are final and binding on all matters relating to this Promotion. Odds of winning depend on the total number of eligible entries received.

NOTIFICATION: Each potential winner will be notified at the e-mail address, postal address, telephone number, and/or social media account (in the sole discretion of Sponsor) provided at the time of entry (the “Prize Notification”). In the event that any potential winner does not respond to any such Prize Notification within seven (7) calendar days of the date of issuance or declines the Prize for any reason, a disqualification will result, the Prize will be forfeited and, at Sponsor’s sole discretion and time permitting, an alternate potential winner may be randomly selected from among all remaining eligible entries. Each potential winner may be required to submit his/her valid social security number and/or other identification to Sponsor and may be required to execute, have notarized and return an Affidavit of Eligibility and Release of Liability and, unless prohibited by law, Publicity, within five (5) days of the date of issuance. Failure to submit any identification required by Sponsor or to return the required documents within the specified time period, noncompliance with these Official Rules or the return of the Prize (or any portion thereof) or Prize Notification as undeliverable may result in disqualification and Prize forfeiture and, at Sponsors sole discretion and time permitting, may cause an alternate potential winner to be randomly selected from among all remaining eligible entries.

PRIZES: Two (2) Winners of the Promotion will be rewarded an iPhone® 11 with AirPods or a MacBook Air® to be selected at the sole discretion of the sponsor. Approximate Retail Value of iPhone 11 with AirPods is $1,000. Approximate retail value of MacBook Air is $1,000. iPhone 11 with AirPods or a MacBook Air may also be referred to herein as a “Prize.”

PRIZE CONDITIONS: Sponsor make no warranties, and hereby disclaim any and all warranties, express or implied, concerning any prize furnished in connection with the Contest. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE PRIZE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND SPONSOR HEREBY DISCLAIMS ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. The Prize is non-transferrable. No cash redemption or prize substitution allowed by winner. Sponsor reserves the right to substitute Prize of equal or greater value if advertised Prize becomes unavailable. All Prize details are at Sponsor’s sole discretion.

Winner may be required to complete, sign and return an Affidavit of Eligibility/Liability Release, and, where lawful, Publicity Release and other documents as requested by Sponsor prior to acceptance of the prize. Receiving the prize is contingent upon compliance with these Official Rules. In the event that the potential winner is disqualified for any reason, Sponsor will award the Prize to an alternate potential winner from among all remaining eligible entries.

All Prize details shall be determined in the sole and absolute discretion of Sponsor. Winner is fully responsible for any and all applicable federal, state, territory, and local taxes (including income and withholding taxes). The Prize is non-transferable and non-assignable, with no cash redemptions except at Sponsor’s sole and absolute discretion. Sponsor reserves the right to substitute the Prize (or any portion thereof) with a prize of comparable or greater value at its sole and absolute discretion. Prize may not be resold or offered for resale or used for any commercial or promotional purpose whatsoever.

WAIVER OF LIABILITY/PUBLICITY RELEASE: By participating in the Sweepstakes, entrants (and their parent(s)/legal guardian(s) if entrants are minors who are expressly prohibited from entering) release, indemnify and hold harmless the Sponsor and each of their respective parent companies, affiliates, subsidiaries, officers, directors, partners, equity holders, agents, employees, and all others associated with the development and execution of this Sweepstakes (collectively, the “Released Parties”) from and against any and all claims, damages or liabilities with respect to, or in any way arising from or relating to such entrant’s participation or attempt to participate in the Sweepstakes, the ability or inability to upload or download any information in connection to the Sweepstakes and/or the acceptance or use (included related travel if any) of the Prize (if applicable), including without limitation liability for personal injury, damages, death, monetary loss, defamation or violation of privacy rights. No responsibility or liability is assumed by the Sponsor for technical problems or technical malfunction arising in connection with any of the following occurrences which may affect the operation of the Sweepstakes: Hardware or software errors; faulty computer, telephone, cable, satellite, network, electronic or Internet connectivity or other online or network communication problems; errors, omissions or limitations of any Internet providers, servers, hosts or other providers; garbled, jumbled or faulty data transmissions; failure of any online transmissions to be sent or received; lost, late, delayed, incomplete, inaccurate, damaged, destroyed, misdirected or not received or intercepted transmissions; inaccessibility of any Web site in whole or in part for any reason; traffic congestion on the Internet or any Web site; unauthorized human or non-human intervention of the operation of the Sweepstakes, including without limitation, unauthorized access, tampering, hacking, theft, virus, bugs, or worms; or destruction of any aspect of the Sweepstakes, or loss, miscount, misdirection, inaccessibility or unavailability of any email or social media account used in connection with the Sweepstakes; any errors, omissions, interruptions, deletions, defects, delays in operation failures or human error that may occur in the transmission, receipt or processing of entries, or for deletion, theft or destruction of, unauthorized access to, or alteration of, entries; causes beyond Sponsors’ reasonable control that jeopardize the administration, security, fairness, integrity or proper conduct of this Sweepstakes; any entries submitted in a manner that is not expressly allowed under these Official Rules (all such entries will be disqualified); or cheating or fraud by any participant. Sponsor is not responsible for any typographical errors, any incorrect or inaccurate information, whether caused by entrants, site users, tampering, hacking or printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; in the announcement of prize or these Official Rules, or any inaccurate or incorrect data contained on any Web site. Use of any Web site is at user’s own risk. Sponsor is not responsible for any personal injury or property damage or losses of any kind which may be sustained to user’s or any other person’s computer (hardware or software) and/or other device related to or resulting from participation in the Sweepstakes or the acceptance or use of any prize awarded. The use of third-party software or website or automated entry systems to participate is prohibited, and Sponsor reserves the right to disqualify entries made in such fashion.

By accepting the Prize, the recipient consents to the use of his/her name, photograph, likeness, taped, filmed or otherwise recorded image, statements and limited biographical information (city and state of residence) for publicity or advertising purposes in all media worldwide, including but not limited to social media, without limitation and without further compensation or notice.

 

GENERAL CONDITIONS: Released Parties are not responsible for stolen, late, incomplete, illegible, inaccurate, misdirected, lost, misrouted, scrambled, damaged, delayed, undelivered, mutilated, postage-due  or garbled entries, transmissions, e-mail or mail; or for lost, interrupted or unavailable network, cable, satellite, server, Internet Service Provider, wireless network, website, or other connections including those through and/or by any website, availability or accessibility or miscommunications or failed computer, satellite, telephone, cable or wireless transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties; wireless service congestion; failures or malfunctions of phones, phone lines or telephone systems, wireless towers or cellular tower equipment; any error, omission, interruption, defect or delay in wireless or other transmission, processing, or communication; non-delivery; misdirected, blocked, or delayed e-mail notifications; printing, typographical or other errors appearing within these Official Rules, in any Promotion-related advertisements  or other materials; or any other errors, problems or difficulties of any kind whether human, mechanical, electronic, network, computer, telephone, wireless service, mail, typographical, printing or otherwise relating to or in connection with the Promotion, including, without limitation, errors or difficulties which may occur in connection with the administration of the Promotion, the processing of entries, the announcement of the Prize or in any Promotion-related materials, or the cancellation or postponement of any event. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by website users, tampering, hacking, or by any equipment or programming associated with or utilized in the Promotion. Released Parties are not responsible for injury or damage to entrants or to any other person’s computer and/or wireless device related to or resulting from participating in this Promotion or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the Promotion or website or attempt to undermine the legitimate operation of the Promotion by cheating, deception or other unfair playing practices, or intend to annoy, abuse, threaten or harass any other entrant or any representative of Sponsor or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Any attempt to deliberately damage the content or operation of this Promotion is unlawful and subject to legal action by Sponsor and its respective agents. Sponsor shall have the sole right to disqualify any entrant for violation of these Official Rules or any applicable laws relating to the Promotion, and to resolve all disputes in its sole discretion. Released Parties (a) make no warranty, guaranty or representation of any kind concerning the Prize (or any portion thereof), and (b) disclaim any implied warranty. Sponsors failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Sponsor reserves the right, in their sole discretion, to cancel or suspend the Promotion (or any portion thereof) should virus, bugs, unauthorized human intervention, or other causes corrupt administration, security, fairness, integrity or proper operation of the Promotion (or any portion thereof). In the event of cancellation, Sponsor may elect to identify the Winner and award the Prize by way of random drawing from among all non-suspect, eligible entries received up to the time of such cancellation. Sponsor also reserves the right, in its sole discretion, to modify these Official Rules for clarification purposes without materially affecting the terms and conditions of the Promotion. Entries generated by a script, macro or other mechanical or automated means will be disqualified. In the event of dispute as to the identity or eligibility of any potential winner based on an e-mail address, the winning entry will be declared made by the Authorized Account Holder of the e-mail address submitted at the time of entry provided he/she is eligible according to these Official Rules. The Authorized Account Holder is defined as the natural person to whom the applicable Internet service provider or other organization (such as a business or educational institution) has assigned the e-mail address for the domain associated with the submitted e-mail address. As a condition of entering this Promotion, each entrant agrees that (i) any and all disputes, claims, controversies or causes of action arising out of or relating to this Promotion, or any prizes awarded (each, a “Claim”), shall be (1) arbitrated on an individual basis only, and shall not be consolidated or joined with or in any arbitration or other proceeding involving a Claim of any other party, and (2) settled by binding arbitration in Los Angeles County, California before a single arbitrator appointed by the American Arbitration Association in accordance with its then governing rules and procedures, and judgment on the award rendered by the arbitrator may be entered by any court having jurisdiction thereof; and (ii) under no circumstance will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, consequential or any other damages, other than for actual out-of-pocket expenses. These Official Rules shall be governed by and construed and interpreted in accordance with the laws of the State of California. All entry data provided via an online entry form (if applicable) is provided to Sponsor and not to the hosting social media site. This Promotion is in no way sponsored, endorsed or administered by, or associated with, the hosting social media site (if applicable).

SEVERABILITY: The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

Apple, the Apple logo, iPhone, and MacBook Air are trademarks of Apple Inc.

All other trademarks used herein are the property of their respective owners.

WINNERS LIST: For a list of Winners’ names, mail a request and self-addressed stamped envelope to be received within three (3) months of the last day of the Entry Period to: SkyOne Federal Credit Union, Attn: Marketing/2019 REFER-A-FRIEND EARN AND WIN SWEEPSTAKES/Winners List, 14600 Aviation Boulevard, Hawthorne, CA 90250.

SPONSOR: The Sponsor of this Promotion is SkyOne Federal Credit Union, 14600 Aviation Boulevard, Hawthorne, CA 90250.