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Boat Loans

Welcome aboard

Be the captain of your own vessel with a boat loan from a trusted lender. 

Apply for a boat loan
  • Make the smart choice

    If you’re making a big purchase like a boat, you should work with a lender that has your best interests in mind. At SkyOne, we have a proven track record of reliability—plus the best customer service around.

    • Rates as low as 4.49% APR*
    • Financing up to 100%
    • Terms as long as 180 months
  • Rates & Calculator

    Rates & Calculator

    Toy Loan Rates for Airplanes, Boats and RVs

    Rates Effective as of: 09-22-2021

    New Toys As Low As Used Toys As Low As Maximum Term
    4.49% APR* 4.99% APR* 72 months
    4.74% APR* 5.24% APR* 84 months
    5.74% APR*6.24% APR*120 months
    5.99% APR*6.49% APR*180 months
    Disclosures

    *APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without rates will be 0.50% higher. The lowest rate offered will not be lower than 4.49%APR for new toys, and 4.99%APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for is 84 months. Loan term example: a $15,000 loan at 4.24%APR requires 60 monthly payments of $277.88.

    Please refer to the Fee Schedule and All in One Disclosure for complete details.

    1 Restrictions apply.

    • Payment Calculator

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  • Frequently Asked Questions

Boats of all shapes and sizes

We cover a wide range of vessels, from motorboats to sailboats. Not sure if what you want is eligible? Just reach out and ask.

Apply Now

Questions? Talk to an expert. 800.421.7111

Disclosures

*APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without rates will be 0.50% higher. The lowest rate offered will not be lower than 4.49%APR for new toys, and 4.99%APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for is 84 months. Loan term example: a $15,000 loan at 4.24%APR requires 60 monthly payments of $277.88.

Please refer to the Fee Schedule and All in One Disclosure for complete details.