Skip nav to main content.

CAPTA Auto Refi Offer

Refinance your Auto Loan, get up to $200!*

Plus, no payments for 90 days!**

APPLY TODAY
  • Change is good. It’s really good.

    Love your ride but not your payment? Refinance your Auto Loan with SkyOne and get up to $200!* Plus, no payments for 90 days!**

    Offer ends June 30, 2020.

    APPLY TODAY
    • Rates as low as 3.49% APR1 (terms up to 60 months)
    • Low monthly payments
    • Additional rates and terms available

    Who we are and what we’re about.

    Serving members is our passion. We’ve being doing this since 1949—that’s over 70 years!

    We have all the basics big banks offer, like online banking, a mobile app and a contact center. What is different from banks is you’ll have access to 66,000+ surcharge-free ATMs and 4,000+ Shared Branches, nationwide.

    When you bank with SkyOne, know you have a financial partner for life.

    Join today
Disclosures

*Refinancing of an existing SkyOne auto loan not eligible for this offer. Minimum loan amount to refinance is $10,000. Auto loan application must be submitted by June 30, 2020 and you must make two scheduled payments within the first 151 days of loan funding in order to receive this offer. Get $200: for loan amounts of $20,000 or more. Get $100 for loan amounts $10,000 to $19,999. Bonus credit will be deposited into applicant’s Primary Savings Account on the day after the second scheduled payment has been made. If auto loan is paid off within the first 90 days, this offer becomes null and void and credit is forfeited. Member responsible for applicable taxes and fees. Member must be in good standing. Proof of income is required. Offer may expire at any time.

**First payment may be deferred up to 90-days from the date of funding and is dependent upon when your loan closes. Interest accrues from date of funding. Offer valid on loans funded between May 1, 2020 – June 30, 2020. This offer is not valid for loans greater than the vehicle’s value (which is lesser of the Kelley Blue Book retail value, MSRP or the purchase price), existing SkyOne loans, or other loan discount programs/promotions. Vehicle must be titled and registered in the state applicant resides. Other restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without notice.

1APR=Annual Percentage Rate. Estimated monthly payment is $18.19 per $1,000 borrowed for a 60-month term at the lowest possible Annual Percentage Rate (APR) for Used Autos of 3.49%, which includes an available maximum rate discount of .25%. Your actual APR may be higher based on your ability to repay, credit history, approved loan amount, term, state of residence, and applicable discounts. Vehicle must be titled and registered in the state in which the applicant resides and title, taxes, and state fees may apply. Other restrictions may apply. All credit union programs, rates, terms, and conditions are subject to change at any time without notice. SkyOne employees, volunteers, and family members are not eligible for this offer.
SkyOne membership is required.