Checking & Savings

Start your financial journey with everyday stability convenient checking and savings. We provide affordable options that give you convenient access when and where you need it.

• Checking Accounts • Savings Account
• Young Savers
• Money Market
• Certificates
• IRAs

See Our Rates

  • Certificates & IRAs

    Table data for Certificates and IRA Rates
     Rates Effective 02-22-2018
    Amount 6 Months 1 Year 2 Years^ 3 Years^ 4 Years^ 5 Years^ Alert Me
    $500 - $4,999 0.55% APY* 0.85% APY* 0.91% APY* 1.19% APY* 1.39% APY* 1.75% APY* Receive a notification when this rate changes
    $5,000 - $9,999 0.55% APY* 0.85% APY* 0.96% APY* 1.24% APY* 1.44% APY* 1.80% APY* Receive a notification when this rate changes
    $10,000 - $24,999 0.55% APY* 0.90% APY* 1.06% APY* 1.29% APY* 1.49% APY* 1.85% APY* Receive a notification when this rate changes
    $25,000 - $49,999 0.55% APY* 0.90% APY* 1.11% APY* 1.34% APY* 1.54% APY* 1.90% APY* Receive a notification when this rate changes
    $50,000 - $99,999 0.60% APY* 0.95% APY* 1.16% APY* 1.39% APY* 1.59% APY* 1.95% APY* Receive a notification when this rate changes
    $100,000 + 0.65% APY* 1.00% APY* 1.21% APY* 1.44% APY* 1.64% APY* 2.00% APY* Receive a notification when this rate changes
    *APY = Annual Percentage Yield - APY on certificates assumes quarterly compounding. APY is slightly less for terms less than 12 months. Dividend rate will remain the same until end of your term (even if balance exceeds the maximum amount in your current tier level).
    †You can "add on" to the principal of your certificate. This Add-On feature is available for certificates with terms from 6 to 23 months. In the event of a withdrawal before your certificate term matures: certificates with terms from six months to one year are subject to a penalty equal to a loss of 90 days dividends; certificate terms greater than one year are subject to a penalty equal to a loss of 180 days dividends; dividends will be paid prior to imposing the penalty. Terms for certificates will be limited to 60 months.
    ^If our certificate rates go up any time during the original term of your certificate, you may request a one-time bump-up rate for the remainder of the original term by notifying SkyOne. The bump-up rate only applies to certificates with terms of 24 months or longer.
    Accounts are federally insured, per member, up to $250,000 by the National Credit Union Administration. In addition, all IRA accounts are SEPARATELY insured up to $250,000 per member.
    You may elect to have non-IRA certificate dividends posted monthly and immediately transferred to a Savings or Checking account of your choice. If you so elect, your APY will never exceed the Dividend Rate due to monthly posting and transferring.

  • Savings

    Table data for Savings Rates
     Rates Effective 02-22-2018
    For daily average balance of Dividend Rate APY* Alert Me
    $500 - $49,999.99 0.50% 0.50% Receive a notification when this rate changes
    $50,000 + 0.55% 0.55% Receive a notification when this rate changes
    *APY = Annual Percentage Yield differs depending on balance in account and is accurate as of 02-22-2018. Applicable only if account is subject to compounding of dividends. The dividend rate and annual percentage yield may change at any time without prior notice. Fees could reduce earnings on the account. Your savings are insured for at least $250,000 with NCUA. To learn more about how your savings are protected, please visit SkyOne.org/share-insurance.

  • Premier Checking

    Table data for Today's Premier Checking Rates
     Rates Effective 02-22-2018
    Average Daily Balance Dividend Rate APY^ Alert Me
    $ 2,500+ 0.45% 0.45% Receive a notification when this rate changes
    ^APY = Annual Percentage Yield differs depending on balance in account and is accurate as of 02-22-2018. Dividends will be compounded every month and credited to your account every month. The dividend rate and annual percentage yield may change at any time without prior notice. Fees could reduce earnings on the account. Accounts are federally insured, per member, up to $250,000 by the National Credit Union Administration.

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