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Savings Accounts


Primary Savings Account – the gateway to your membership

Having your own Savings account at SkyOne is a big deal. With just a minimum deposit of $5, your Savings account maintains your SkyOne membership and gives you a chance to vote in important credit union decisions.

  • Open and maintain your membership with just $5
  • Earn dividends by maintaining average daily balance of $500 or more
  • Set up direct deposit and enjoy our exclusive Early Arrival payroll service! Click here to learn more.

Not yet a member? Join today!

Save for something special with a secondary Savings Account

Open another Savings account to save for specific goals such as a fancy new gadget.

Table data for Savings Rates
 Rates Effective 03-19-2018
For daily average balance of Dividend Rate APY* Alert Me
$500 - $49,999.99 0.50% 0.50% Receive a notification when this rate changes
$50,000 + 0.55% 0.55% Receive a notification when this rate changes
*APY = Annual Percentage Yield differs depending on balance in account and is accurate as of 03-19-2018. Applicable only if account is subject to compounding of dividends. The dividend rate and annual percentage yield may change at any time without prior notice. Fees could reduce earnings on the account. Your savings are insured for at least $250,000 with NCUA. To learn more about how your savings are protected, please visit

Manage Your Account

Exclusive SkyOne Benefit - Early Arrival Payroll Service with Direct Deposit

Set Up Direct Deposit on Your SkyOne Account

Federal Direct Deposit   Regular Direct Deposit

Include the following information on the form:

  • SkyOne's routing number: 322077779
  • The type of account (Savings, Checking, or Money Market) you'd like to have your paycheck go to.
  • Get your 13-digit checking account number from iSky Online Banking

Customizing your ATM/Debit Card PIN

Your Savings Account comes with a SkyOne ATM Card, which gives you access to more than 60,000 CO-OP ATMs nationwide.

For your security, your Debit Card PIN is always mailed separately from your ATM Card.

Once you receive your PIN, look for the reference code inside the mailer and call 800.503.9249 from your primary phone. Then, follow a few simple prompts to customize your PIN.


See all financial calculators

Please keep in mind, the calculators don't take into account all the factors that should be considered when choosing a mortgage. The final decision should always be based on what's best for you and your individual situation.


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Financial Fitness

Click here to get started!Talk to a BALANCE Financial Counselor

We care about your financial wellness. That's why we've partnered with industry-leading BALANCE to provide you access to free and confidential financial counseling and education.. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 Call 888.456.2227Visit

Monday - Thursday, 5 am - 8 pm PT | Friday, 5 am - 5 pm PT | Saturday, 8 am - 5 pm PT


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