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Young Savers


Help your child build a foundation for a healthy financial future

Instilling a sense of financial awareness in your kids can help them manage their finances better as adults. If you have a child or grandchild under age 18, open a SkyOne membership for them with a Young Savers account.

  • Set money aside for college and other future expenses
  • Earn dividends with no minimum balance requirements
  • Manage their account as a joint owner

Open an account

All you need is a minimum deposit of $5 for their Savings account!

    Table data for Young Savers Rates
    For daily average balance of Dividend Rate APY* Alert Me
    $0.01 + 0.05% 0.05% Receive a notification when this rate changes
    *APY = Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Dividends posted and compounded Monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.

    Savings tip

    Want to encourage your kids to save even more? Try matching their savings. Or, help them reach their goal by setting up automatic transfers to add funds to the Young Savers account.


    Show them how a consistent approach to saving can help them in the future using our savings calculators. Whether their future goals are big or small, we can help you and your young one determine the right amount to save throughout the years to achieve those goals.


    Questions? Get Instant Answers

    Didn't find what you are looking for?

    Financial Fitness

    Click here to get started!Talk to a BALANCE Financial Counselor

    We care about your financial wellness. That's why we've partnered with industry-leading BALANCE to provide you access to free and confidential financial counseling and education. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

     Call 888.456.2227Visit

    Monday - Thursday, 5 am - 8 pm PT | Friday, 5 am - 5 pm PT | Saturday, 8 am - 5 pm PT


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