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Our lending specialists will help you find the right financing options to feel right at home. Give us a call at 800.421.7111 option 3 to discuss the financing option that works best for you.

Already a homeowner? 

Talk to a lending specialist to see if you can lower your monthly mortgage payment by refinancing your home. 

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We offer competitive rates and a wide range of financing options, so you can move into your home with payments you can live with.

  Rates Effective 02-22-2017

Fixed Rate Mortgages, 0 Points

Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
7-Year 3.000% 3.414% 3.250% 3.594%
10-Year 3.250% 3.547% 3.500% 3.747%
15-Year 3.375% 3.580% 3.625% 3.796%
30-Year 4.000% 4.117% 4.250% 4.348%
*APR: Annual Percentage Rate. The information provided assumes the loan amount of $200,000 on a purchase or rate-term refinance, with a loan amount of $200,000 and an estimated property value of $250,000. An escrow (impound) account may be required. The rate lock period is 45 days. The loan-to-value (LTV) is 80%. A down payment of 20% is required. At a 3.875% interest rate, the APR for this loan type is 3.991%. The monthly payment schedule would be: 360 payments of $940.47 at an interest rate of 3.875%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
  Rates Effective 02-22-2017

Adjustable Rate Mortgages (ARMs), 0 Points

Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
3/1 ARM 2.250% 2.362% 3.500% 3.594%
5/1 ARM 3.500% 3.614% 3.750% 3.845%
7/1 ARM 3.750% 3.865% 4.000% 4.097%
5/5 ARM 3.750% 3.865% 4.000% 4.097%
*APR: Annual Percentage Rate

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First Mortgage & Refinancing

There are many financial decisions involved in purchasing or refinancing a home. Our calculators are here to help you choose the mortgage that works best for you.

See all financial calculators

Please keep in mind, the calculators don't take into account all the factors that should be considered when choosing a mortgage. The final decision should always be based on what's best for you and your individual situation.

Home Insurance

TruStage™ Home Insurance Program

Exclusively for credit union members like you, the TruStage Home Insurance Program provides affordable top-quality protection for your home.  

This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.

Get your free quote today or call 1.855.483.2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Members Only. Home Insurance Savings. Get A Quote.

Home Buyer Tips & Tools

Buying a home can be exciting and nerve racking, especially for your first home. Because it’s such a big purchase, it helps to have a plan that aligns with your overall personal financial strategy. We're here to provide you with the necessary tips and tools to make your home purchase successful.

Tips & Tools


Buying a home can open up a world of financing concepts and lingo, and not everyone is a financing expert. So we're providing you a comprehensive list of commonly asked questions and glossary to help you better understand your options, and make informed decisions.


BALANCE™ Financial Counseling

Talk to a BALANCE Financial Counselor Alert Me
Phone: 888.456.2227
Live Chat
Monday - Thursday, 5 am - 8 pm PT
Friday, 5 am - 5 pm PT
Saturday, 8 am - 5 pm PT


BALANCE is a complimentary financial
counseling service for SkyOne members.

Your conversation with a BALANCE
Counselor is strictly confidential.



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