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Purchasing a home is a big deal. More than just shelter, your home is a place for family dinners, backyard barbecues, and precious homemade memories. Here at SkyOne, we know the in's and out's of financing and owning a home. No matter where you are in your home buying journey, we’re here to help. 

Buying a new home?

Whether you’re purchasing your first home or a vacation property, our team of Real Estate Specialists provide you with personalized support and guidance through every step.

We offer fixed and adjustable rate options with as little as 5%* down!  

Apply NowFinish My Application

Refinancing your mortgage?

Take advantage of our competitive rates and low closing costs. Our Real Estate Specialists will help you determine the best financing option for your needs. Check with us to see if you can be pre-approved for a home purchase. 

Questions? Contact us to speak with a Real Estate Specialist at 800.421.7111

*Restrictions apply. Contact us at 800.421.7111 for more details.

Fixed & Adjustable Rates


We offer competitive rates and a wide range of financing options, so you can move into your home with payments you can live with.

Table data for Fixed Rate Mortgages, 0 Points
 Rates Effective 05-26-2019
Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
7-Year 3.250% 3.666% 3.500% 3.845% Receive a notification when this rate changes
10-Year 3.375% 3.673% 3.625% 3.872% Receive a notification when this rate changes
15-Year 3.500% 3.706% 4.000% 4.173% Receive a notification when this rate changes
30-Year 4.125% 4.243% 4.375% 4.474% Receive a notification when this rate changes
*APR: Annual Percentage Rate. The information provided assumes the loan amount of $200,000 on a purchase or rate-term refinance, with a loan amount of $200,000 and an estimated property value of $250,000. An escrow (impound) account may be required. The rate lock period is 45 days. The loan-to-value (LTV) is 80%. A down payment of 20% is required. At a 4.375% interest rate, the APR for this loan type is 4.495%. The monthly payment schedule would be: 360 payments of $998.58 at an interest rate of 4.375%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Table data for Adjustable Rate Mortgages (ARMs), 0 Points
 Rates Effective 05-26-2019
Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
3/1 ARM 3.499% 3.613% 3.749% 3.844% Receive a notification when this rate changes
5/1 ARM 3.749% 3.864% 3.990% 4.087% Receive a notification when this rate changes
7/1 ARM 3.990% 4.107% 4.249% 4.347% Receive a notification when this rate changes
5/5 ARM 3.990% 4.107% 4.249% 4.347% Receive a notification when this rate changes
*APR: Annual Percentage Rate

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Home Insurance

TruStage™ Home Insurance Program

Exclusively for credit union members like you, the TruStage Home Insurance Program provides affordable top-quality protection for your home.  

This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.

Get your free quote today or call 1.855.483.2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Members Only. Home Insurance Savings. Get A Quote.

Tips & Tools


Buying a home can open up a world of financing concepts and lingo, and not everyone is a financing expert. So we're providing you a comprehensive list of commonly asked questions and glossary to help you better understand your options, and make informed decisions.


First Mortgage & Refinancing

There are many financial decisions involved in purchasing or refinancing a home. Our calculators are here to help you choose the mortgage that works best for you.

See all financial calculators

Please keep in mind, the calculators don't take into account all the factors that should be considered when choosing a mortgage. The final decision should always be based on what's best for you and your individual situation.

Click here to get started!Talk to a BALANCE Financial Counselor

We care about your financial wellness. That's why we've partnered with industry-leading BALANCE to provide you access to free and confidential financial counseling and education. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 Call 888.456.2227Visit BALANCE.org

Monday - Thursday, 5 am - 8 pm PT | Friday, 5 am - 5 pm PT | Saturday, 8 am - 5 pm PT


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