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Platinum Elite Visa® Signature Card

Your life rewarded, your way.

Earn a $300 Bonus (30,000 points) after you spend $4,000 on purchases in the first 3 months from account opening.*

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  • A credit card that fits you, not the other way around

    With Platinum Elite, you won’t have to spend according to one program. You’ll earn rewards on what matters most to you. Whether that’s rewards for online shopping on Amazon®, weekend getaways, or for that new outfit you’ve been eyeing—you have control.

    $65 Annual Fee waived for 2021 when you open your card by January 31, 2021.

    Tungsten Metal Card

    • $300 bonus (30,000 points) after you spend $4,000 on purchases in the first 3 months from account opening*
    • Select rewards in our Choice Rewards program1
    • Rates as low as 10.00% APR2
    • Credit limits up to $50,000
    • Travel and Emergency Assistance, and more3

    The POWER to choose

    You’ll have the ability to choose your rewards from a variety of different categories. Choices include Amazon, restaurants, fast food, grocery stores, hardware stores, gas stations, book stores, pet stores, and many more. That’s your life rewarded, your way.

    Until you update your categories, you’ll earn 3x rewards on travel and groceries; 2x rewards on restaurants, bars, and gas; and 1x points on everything else!

Your life rewarded, your way.

Apply Now

Questions? Talk to an expert. 800.421.7111


Membership is required.

*$300 Bonus Offer (30,000 Points) valid till January 31, 2021. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.


Qualified Elite accounts earn an additional 2 bonus points per $1 in spend on qualified purchases in Travel (airfare, hotel/motel, car rental, cruise) and Supermarkets.  Qualified Elite accounts earn an additional 1 bonus point per $1 in spend on qualified purchases in Restaurants/Bars and Gas. Bonus points are in addition to daily reward points of 1 point per $1. A qualified account must be open and in good standing at the time earned bonus points are credited. Qualified Restaurant/Bar purchases include restaurants, food delivery services, and bars and excludes fast food. Qualified Supermarket purchases include grocery stores, excludes discount stores and wholesale clubs, and may exclude specialty food stores such as bakeries, meat provisioners, dairy products, and confectionery stores. Qualified gas purchases include purchases from eligible gas merchants. Spending cap of $7,500 per quarter for bonus rewards. Qualified Elite accounts earn 1 point per $1 after $7,500 is spent in qualified categories.


SkyOne is not responsible for merchant codes that do not allow us to capture the information needed to award bonus points. Visa determines the industry category and code for merchants, generally based on the merchant’s line of business. A purchase will not earn promotional points if the merchant’s category code is not an eligible category for the promotion. Some transactions do not qualify for points, including balance transfers, cash advances, fees including an annual fee, and purchases made using certain types of wireless technology.


1Restrictions apply. Balance transfers, check requests, convenience checks and overdraft protection do not earn Cloud9 Rewards points, and are all subject to terms and conditions of cash advances. For complete Cloud9 Rewards Program Terms and Conditions, click here.


2APR=Annual Percentage Rate. Published Platinum Rewards Visa rates, terms, and conditions effective as of 12-31-2020, and are subject to change at any time. This information may have changed after that date. To find out what may have changed, call us at 800.421.7111. Rates, terms, and loan amounts are based your creditworthiness; all loans are subject to credit approval. The lowest APR offered above is the lowest rate possible for qualified borrowers and is subject to change without notice. Rate offered will not be lower than 10.00% APR, inclusive of any applicable rate discounts. Verification of income may be required. SkyOne reserves the right to terminate this offer at any time.


Transaction Fees may apply: 3% Balance Transfer Fee and 3% Cash Advance Fee.


3Certain restrictions, limitations, and exclusions apply. For complete Visa® Benefits details, click here.


Visa® Signature is a registered trademark of VISA U.S.A. Inc.