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Money Market

Plenty of freedom

A SkyOne Money Market account is the best of both worlds: higher dividends and the freedom to make withdrawals.

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  • More for your money

    With a SkyOne Money Market account, you could get your direct deposit up to two days early*. That means two extra days to earn dividends every month.

    • Rates  as high as 0.40% APY**
    • Access your money up to 6 times per month
    • Easy withdrawals via check, ATM, or online and mobile

    Get your paycheck early

    Set up direct deposit, and we can send it to your savings account 1-2 days before your employer’s actual pay date.* Setting up direct deposit is quick and easy.

    Set Up Direct Deposit

    66,000+ surcharge-free ATMs

    Access thousands of ATMs across the USA, without ever paying a fee.

    Free (and awesome) mobile apps1

    Manage your money with full-service online banking, custom alerts, advanced card controls, and more.

  • Rates

    Rates

    Money Market Account Rates

    Rates Effective as of: 12-01-2024

    Average Daily Balance Dividend Rate APY**
    $2,500 - $24,999.99 0.10% 0.10%
    $25,000 - $49,999.990.20%0.20%
    $50,000 - $99,999.990.30% 0.30%
    $100,000 - $249,999.990.40% 0.40%
    $250,000+0.40%0.40%
    Disclosures

    **APY = Annual Percentage Yield. Rates accurate as of 02/09/2021. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum balance required to earn dividends is: 1. $2,500-$24,999.99 to earn 0.10% APY, $25,000-$49,999.99 to earn 0.20% APY, $50,000-$99,999.99 to earn 0.30% APY, $100,000-$249,999.99 to earn 0.40% APY, and $250,000+ to earn 0.40% APY. Dividends will be posted and compounded monthly. If your Average Daily Balance falls below $2,500, a $10 monthly fee will be assessed. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.

Apply within online banking

To open your money market account, simply give us a call at 800.421.7111, or apply in online banking.

Apply Now

Questions? Talk to an expert. 800.421.7111

Disclosures

*You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same Day ACH Rule.

 

**APY = Annual Percentage Yield. Rates accurate as of 09/10/2024. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum balance required to earn dividends is: 1. $2,500-$24,999.99 to earn 0.10% APY, $25,000-$49,999.99 to earn 0.20% APY, $50,000-$99,999.99 to earn 0.30% APY, $100,000-$249,999.99 to earn 0.40% APY, and $250,000+ to earn 0.40% APY. Dividends will be posted and compounded monthly. If your Average Daily Balance falls below $2,500, a $10 monthly fee will be assessed. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.

 

1Data carrier rates/fees may apply.

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