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Platinum Rewards Visa® Card

All the stuff you already do—rewarded

Earn limitless points for everyday purchases.*

Apply for a Platinum Rewards Visa
  • Start earning rewards on what matters now.

    A credit card that makes sense for your life right now. Earn rewards for just about everything!

    Apply Now
    • Earn 1 point for each $1.00 spent on qualifying purchases*
    • Rates as low as 11.50% APR1
    • Credit limits up to $50,000
    • No annual, balance transfer, or cash advance fees2
    • Travel and Emergency Assistance, and more3

    Fewer fees

    Many rewards cards come with extra fees. Not this one. We don’t charge annual, balance transfer, or cash advance fees.

    Clean up debt. Transfer your balances.

    Clean out debt by transferring your higher rate credit card balances to your SkyOne credit card. There is no limit to the number of cards you can transfer balances from, as long as you have the available limit on your card.

  • Frequently Asked Questions

Your new normal, rewarded.

Apply Now

Questions? Talk to an expert. 800.421.7111


Membership is required.


*Restrictions apply. Balance transfers, check requests, convenience checks and overdraft protection do not earn Cloud9 Rewards points, and are all subject to terms and conditions of cash advances. For complete Cloud9 Rewards Program Terms and Conditions, click here.


1APR=Annual Percentage Rate. Published Platinum Rewards Visa rates, terms, and conditions effective as of 09-01-2020 and are subject to change at any time. This information may have changed after that date. To find out what may have changed, call us at 800.421.7111. Rates, terms, and loan amounts are based your creditworthiness; all loans are subject to credit approval. The lowest APR offered above is the lowest rate possible for qualified borrowers and is subject to change without notice. Rate offered will not be lower than 11.50% APR, inclusive of any applicable rate discounts. Verification of income may be required. SkyOne reserves the right to terminate this offer at any time.


2Foreign transaction fees may apply: When using your SkyOne Visa® credit card or debit card outside the U.S., there is an International Service Assessment (ISA) fee for each transaction. Single Currency Transaction (your transaction is done in US Dollars) – 0.8% of the transaction. Multiple Currency Transaction (your transaction requires conversion from the local currency into US Dollars) – 1.0% of the transaction. Whether your transaction is a single or multiple currency transaction depends on the country, the merchant, and how the merchant processes the transaction.


3Certain restrictions, limitations, and exclusions apply. For complete Visa Benefits details, click here.


Visa® is a registered trademark of VISA U.S.A. Inc.