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Platinum Rewards Visa Card

Finally, a rewards card you can understand

We've designed an incredibly straightforward card, so you can rack up points without the fine print.

Apply for a Platinum Rewards Visa
  • More features. More freedom.

    From rich rewards options to convenient redemption steps, you’ll be on cloud nine with your new Platinum Rewards Visa Card!

    Apply Now
    • Rates as low as 11.50% APR*
    • Credit limits up to $50,000
    • No annual, balance transfer, or cash advance fees
    • Travel and Emergency Assistance, and more1

    Earn 1% cash back and more
    for all your purchases

    Cloud9, SkyOne Loyalty Rewards™ are exclusive for our SkyOne Platinum Rewards Visa Card.

    • Earn 1 point for $1 of purchase
    • Start redeeming at 2,500 points2
    • Earn unlimited points
    • Choose from a variety of rewards: 1% Cash Back, Travel, Merchandise, Gift Cards and Charity

    Fewer fees

    Many rewards cards come with extra fees. Not this one. We don’t charge annual, balance transfer, or cash advance fees.

    Clean up debt. Transfer your balances.

    Clean out debt by transferring your higher rate credit card balances your SkyOne credit card. There is no limit to the number of cards you can transfer balances from, as long as you have available limit on your card.

    Reduce stress with Skip-a-Pay

    Some months can be stressful. That’s why we let our borrowers skip a payment once each year. Use the extra cash to cover an emergency or another unexpected expense.

    Learn how to Skip A Payment

  • Frequently Asked Questions

Apply in minutes

Fill out a Platinum Visa Card application to find out how much credit we can offer you.

Apply Now

Questions? Talk to an expert. 800.421.7111


*APR=Annual Percentage Rate. Published Platinum Rewards Visa rates, terms, and conditions effective as of 02-06-2020 and are subject to change at any time. This information may have changed after that date. To find out what may have changed, call us at 800.421.7111. Rates, terms and loan amounts are based your creditworthiness; all loans are subject to credit approval. The lowest APR offered above is the lowest rate possible for qualified borrowers and is subject to change without notice. Rate offered will not be lower than 11.50% APR, inclusive of any applicable rate discounts. Verification of income may be required. SkyOne reserves the right to terminate this offer at any time.

1 Certain restrictions, limitations, and exclusions apply. For complete Visa Benefits details, click here.

2 Restrictions apply. Balance transfers, check requests, convenience checks and overdraft protection do not earn Cloud9 Rewards points, and are all subject to terms and conditions of cash advances. For complete Cloud9 Rewards Program Terms and Conditions, click here.