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Advantage Checking

Want extra cash in your pocket?

Get $100 when you open a SkyOne Advantage Checking and add direct deposit.*

Open an Advantage Checking Today

Want an extra $100 to spend however you want?*

Make the switch to a SkyOne Advantage Checking account and add direct deposit today.

  • Dividends up to 0.05% APY1
  • Seamless deposit setup with our Direct Deposit Wizard
  • Early paycheck deposit2
  • Access to 66,000+ surcharge-free ATMs3

Open Today

Advantage Checking Account


Opened your Advantage Checking Account? Make sure to setup direct deposit to earn $100.* It’s easy to do with our Direct Deposit Wizard.


Earn $100 today with an Advantage Checking account

Open an Account Today


SkyOne membership is required.

*This offer is intended for new checking accounts only. You are not eligible for this offer if you are a current owner of a SkyOne Advantage Checking account or have taken advantage of a SkyOne Checking Account bonus offer in the last 36 months. Offer valid July 14, 2022, to August 31, 2022, is subject to change without notice and may end at any time. To receive the $100 bonus, you must open an Advantage Checking account and setup direct deposit through our Direct Deposit Wizard portal. Within 90 days of account opening, receive a total of three (3) qualifying direct deposits of any amount into your new checking account during the qualification period; have a minimum balance of $500, and account must be in good standing. Account in good standing is defined as: 1) Your Checking account balance must not be negative for more than 30 calendar days; 2) You must be in good standing, which means no delinquent or charged off loans or charged off share accounts with SkyOne Federal Credit Union; and 3) You do not have a ChexSystems record with monies owed. Promotional bonus will be paid up to 30 days after the account has been open for 90 days and criteria has been met.

1APY=Annual Percentage Yield. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings.

2You must have direct deposit on your account to enjoy this service. Early paycheck deposit is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same day ACH rule.

The Advantage Checking account has a monthly fee of $5. To avoid the monthly fee, members must meet at least one requirement, each month. To see the options, you have available to waive the $5 monthly fee, view our Schedule of Fees.

3No-surcharge fee for SkyOne and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.