February – Using Credit Cards Wisely
A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.
Dates:
Tuesday, February 14, 2023, 10:30 am – 11:30 am PST
Thursday, February 23, 2023, 5:30 pm – 6:30 pm PST
March – Understanding Credit
Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow.
Dates:
Tuesday, March 14, 2023, 10:30 am – 11:30 am PST
Thursday, March 23, 2023, 5:30 pm – 6:30 pm PST
April – Raising a Money Smart Kid
Earning money, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime.
Dates:
Tuesday, April 11, 2023, 10:30 am – 11:30 am PST
Thursday, April 20, 2023, 5:30 pm – 6:30 pm PST
May – Financially Savvy Seniors
Retirement can be a great time for seniors if they are prepared financially. Attendees will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.
Dates:
Tuesday, May 9, 2023, 10:30 am – 11:30 am PST
Thursday, May 18, 2023, 5:30 pm – 6:30 pm PST
June – Becoming a Homeowner
Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process.
Dates:
Tuesday, June 13, 2023, 10:30 am – 11:30 am PST
Friday, June 23, 2023, 5:30 pm – 6:30 pm PST
July – Drive Away Happy: Car Buying Decisions
Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financing decisions.
Dates:
Tuesday, July 11, 2023, 10:30 am – 11:30 am PST
Thursday, July 20, 2023, 5:30 pm – 6:30 pm PST
August – Safeguarding Kids’ Identity & Online Privacy
Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.
Dates:
Tuesday, August 8, 2023, 10:30 am – 11:30 am PST
Thursday, August 17, 2023, 5:30 pm – 6:30 pm PST
September – Psychology of Spending
We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances.
Dates:
Tuesday, September 12, 2023, 10:30 am – 11:30 am PST
Thursday, September 21, 2023, 5:30 pm – 6:30 pm PST
October – Federal vs Private Student Loans
This workshop explains key differences between federal and private student loans, and compares eligibility, interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their needs.
Dates:
Tuesday, October 10, 2023, 10:30 am – 11:30 am PST
Thursday, October 19, 2023, 5:30 pm – 6:30 pm PST
November – Breezing through the Holidays
It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.
Dates:
Tuesday, November 7, 2023, 10:30 am – 11:30 am PST
Thursday, November 16, 2023, 5:30 pm – 6:30 pm PST
December – Identity Theft Solutions
Identity theft is becoming more common and sophisticated than ever. Session participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur.
Dates:
Tuesday, December 5, 2023, 10:30 am – 11:30 am PST
Thursday, December 14, 2023, 5:30 pm – 6:30 pm PST
Disclosures:
*Information provided during the webinars is believed to be from a reliable organization. SkyOne Federal Credit Union does not endorse any strategies provided. Unless funds are deposited within SkyOne, they may not be federally insured and SkyOne does not guarantee the return of principal or any earnings. Please consult your investment professional before making any investments. Program, dates, and times subject to change without notice.
