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Fee Schedule

  • Fee Schedule


    Schedule of Service Charges

    Changes effective July 1, 2021 are noted in bold italics.

    Savings & Checking Accounts

    Overdraft Transfer $2
    Teller Checks Payable to Third Party $3
    Non-Sufficient Funds–Overdraft Privilege1$30
    Non-Sufficient Funds–Returned$30
    Returned Items Unpaid $25
    Money Market [Less than $2,500 Average Daily Balance (ADB)] $10
    Stop Payment for ACH, Bill Pay, and Check (A single fee will be assessed for multiple checks in consecutive order)$20
    Advantage Checking Account (see fee waiver options in the disclosure link below)**$5
    Paper Statement Fee2$2*
    Checking Account Fee3$5*

    Consumer Loans & Visa®

    Visa® Late Payment $25 for the first violation, $30 for the next violation(s) during the next 6 monthly billing cycles*
    Loan Late Payment 5% of payment or $30, whichever is greater*
    Loan Payment by Phone $10
    Skip a Loan Payment (Per Loan) $30
    Visa® International Service Assessment Fee4 • Single Currency Transaction – 0.8% of transaction • Multiple Currency Transaction – 1.0% of transaction

    Real Estate Loans

    Real Estate Demand Preparation $30
    Real Estate Loan Reconveyance $45


    Outgoing Wire Transfer $30
    External Cash Advance$25
    Legal Attachments, levies, garnishments $50
    Express Delivery $35
    Subpoena Research $35/hour – 1 hour minimum
    Notary Fee (Non SkyOne Documents)$15 Per Notary's Signature


    *Indicates a monthly fee.

    1. Assessed for items paid when funds are insufficient.
    2. Monthly fee waived when enrolled in eStatements.
    3. Monthly fee waived when one or more of the following conditions are met: Be 25 years of age or under. Be 65 years of age or over. Have an active VISA® credit card, or line of credit, including HELOC (activity is defined as carrying a minimum balance of $100 or more or making purchases totaling $100 or more each month). Have a current consumer loan, including mortgage loan (current is defined as the loan is not past due more than 31 days and the loan carries a balance). Have a minimum average daily share balance of $2,500. Have monthly aggregate deposits of $1,000 or more. Make a minimum of 10 debit card transactions.
    4. Single currency transaction fee imposed on all international transactions that do not require a currency conversion; and a multi-currency transaction fee is assessed for international transactions that require a currency conversion. Applies to Visa Credit and Visa Check Card transactions. NOTE: The ISA Fee applies to transactions even if they are initiated here in the United States, if processed by a merchant outside of the United States, such as Internet transactions you initiate while here in the United States but that are processed outside the United States by the merchant.

    **The Advantage Checking account has a monthly fee of $5. To avoid the monthly fee, members must meet at least one of the following requirements, each month.

    • Be 25 years of age or under
    • Be 65 years of age or over
    • Have an active Visa® credit card, or line of credit, including HELOC (activity is defined as carrying a balance or making purchases each month that total $100 or more)
    • Have a current consumer loan, including mortgage
    • Have a minimum average daily share balance of $2,500 across all primary account holder’s accounts
    • Make monthly aggregate deposits of $1,000 or more in SkyOne Advantage Checking Account
    • Make a minimum of 10 debit card POS (point-of-sale) transactions

    Visa® is a registered trademark of VISA U.S.A. Inc.

  • Shared Branch


    Shared Branch Schedule of Charges


    Check Withdrawal$5.00


    First 1-10 Check DepositsFree
    11 or More Checks$0.17 per check

    Other Services

    Fax Request$3.00
    Each Additional Page$1.00
    Money Order$2.00
    Travelers Cheque1% of face value
    Dual Signature 1.5% of face value
    Indemnification Agreement$8.00