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Building our communities

Let us help fund your mission


Your mission is our mission

Let us help alleviate the burden of fundraising, and ease any financial stress for your team, so you can concentrate on the work that matters.

We will donate


to your organization for every 20 organization members that join SkyOne, for a limited time.1

A true financial partner

Our suite of products and services provides your team with the tools and support they need to build a secure financial feature.

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24/7 Access2

Our online and mobile banking platform gives you access to your accounts any time, any day. Your own digital branch.

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Branches and ATMs

Locate 66,000+ ATMs and 4,000+ shared branches near you through our nationwide network.

an Icon of a phone with zelle logo on it indicating sending money

Introducing Zelle®

a fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank.3

an icon of a check and a debit card

Early Pay Check

Get your pay check up to 2 days earlier with direct deposit.4

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Everything you need

Industy high savings rates, checking, mortgage and HELOCs, reward credit cards, low loan rates, and more.

An icon of a bar graph increasing in value with time to indicate wealth management

Your Financial Future

Our CFS financial advisors can help plan your retirement, education expenses, and more.5

Additional Member Benefits:

  • Financial counseling with our trusted partner, BALANCE6
  • Financial webinars with our trusted partner, BALANCE6
  • Financial education for adults and children with our trusted partners, Everfi and Bite of Reality6

Credit Unions vs. Banks

Credit UnionsBanks
OwnershipNot-for-profit; owned by members of the credit unon For profit; owned by select group of stockholders
ProfitsEarnings are returned to all members through better rates and fewer feesProfits go to select stockholders in the form of dividends
RatesHigher interest rates on deposit accountsLower interest rates on deposit accounts
FeesLower feesHigher fees
Access66,000+ ATMs and 4,000+ shared branches nationwide15,700+ branches combined (Wells Fargo, Chase, and Bank of America
InsuranceInsured up to $250,000 through the NCUAInsured up to $250,000 through the FDIC


1Must have a SkyOne Business Account with registered proof of 501(c)3 status on file. Organization members must use the organization’s designated promo code to be determined by SkyOne Federal Credit Union when opening their membership in order to qualify for donation payout.

2Carrier message and data rates may apply.

3U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.

4You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.

5Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

6SkyOne member benefits are provided by third parties, not by SkyOne or its affiliates. Providers may pay royalty fees to SkyOne for the use of its intellectual property. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Important Fraud Messaging Alert:

Fraudulent texts messages and calls impersonating SkyOne are increasing. Do NOT share any information. Beware of scammers! click here to learn more about spoofing scams.