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Building our communities

Banking for the greater good

Fill out the form below to establish your organizational membership and 4.00% High-Yield Savings account.*

We will donate


  • to your organizational account for every 20 organization members that join SkyOne, for a limited time.1
  • up to $2000.00 can be donated with a total of 40 organization members.

Easy steps to make a difference


Open your membership account

Ditch your current account’s fees and start earning up to 4.00% APY*, just fill out the form above to get started.


Have your supporters join SkyOne

SkyOne members are like family —we help them succeed. Have 20 supporters open accounts and we will donate $1000 to your organization.1


Receive your donation and experience the SkyOne difference!


We help your organization grow

Our high-yield savings helps you earn on your balance, unlike the fee’s and low APR on other bank accounts.

4.00% APY

Wells Fargo
0.25% APY

Bank of
0.04% APY

0.02% APY

Minimum to earn 4.00% APY* is $1.00. SkyOne Rate as of 06.30.2024. Comparison of banks’ rates as of 06.30.2024.

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Absolutely no fees

Make unlimited transactions and deposits, without worries about hidden fees

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Bank on your time, not ours

Check balances and transactions, deposit checks, and more, 24/7 online or through our mobile app.2

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Nationwide Branches & ATMs

Enjoy over 30,000 surcharge-free ATMs and 4,000+ shared branches near you.

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Keep your money secure

NCUA secured up to $250,000, for peace of mind while you do business

We work for you, not shareholders

Credit Unions Banks
Ownership Not-for-profit; owned by members of the credit union For profit; owned by select group of stockholders
Profits Earnings are returned to all members through better rates and fewer fees Profits go to select stockholders in the form of dividends
Rates Higher interest rates on deposit accounts Lower interest rates on deposit accounts
Fees Lower fees Higher fees
Access 66,000+ ATMs and 4,000+ shared branches nationwide 15,700+ branches combined (Wells Fargo, Chase, and Bank of America)
Insurance Insured up to $250,000 through the NCUA Insured up to $250,000 through the FDIC
Customer Service Personalized service with a community focus Less personalized, larger customer base
Loan Approval Flexibility More flexible and willing to work with members Strict lending criteria
Community Involvement Strong community involvement and support Less community-focused
Financial Education Free financial education and counseling Limited financial education offerings
Board of Directors Elected by members, volunteer-based Paid, profit-driven board members
Loan Rates Generally lower loan rates Higher loan rates


*APY=Annual Percentage Yield. Promotional APY is accurate as of 2/22/2024 and is subject to change without notice. The minimum deposit and balance to earn the advertised APY is $1.00. The offer applies to new money and new High Yield Business Savings Accounts only and is subject to change and end without notice. Dividends will be compounded and credited to your account monthly. Please contact a SkyOne representative for more details.

1Must have a SkyOne Organizational Account with registered proof of 501(c)3 status on file. Organization members must use the organization’s designated promo code to be determined by SkyOne Federal Credit Union when opening their membership in order to qualify for donation payout.

2Carrier message and data rates may apply.

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