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Jumbo Loan Mortgage Program

Dream homes need big loans.

Save up to $5,000 on closing costs of the loan amount*

Apply Today

Your journey home begins here

Buying a home is one of the biggest investments you’ll make and can be a truly rewarding experience— from finding your new place to getting the keys—we’ll be here to help.

This program is currently for California and all other states other than Hawaii and New York. Hawaii and New York do not qualify for this program.

Click here to apply

  • Save up to 2% or $5,000 on closing costs such as Appraisals, Credit Report, Tax Service Fees, and so much more
  • Fixed and adjustable-rate options. Click here to view our rates


Need a bit more guidance?

Check out our blog: Guide to Jumbo Loans

We’ve put together a comprehensive and easy-to-understand Home Buyers Guide to make the process as smooth as possible. Whether you’re purchasing your first home or vacation property, we’re with you every step of the way. To download our guide Click Here.

Click here to apply

Or call: 855.624.7248 (Mon-Fri, 5:00 am to 5:00 pm PDT)

Home financed with SkyOne


*SkyOne Federal Credit Union will pay borrower’s third-party closing costs up to 2% of the loan amount up to a cap of $5,000 excluding discount points, private mortgage insurance, prepaid interest, homeowner association fees, home inspection fees, condo document fees or funds to establish the member’s escrow account. Appraisal and any fees collected from the borrower during the loan process will be credited back to the borrower at loan closing. However, such fees will not be refundable to the borrower if the loan is not completed for any reason. If the loan is paid in full within the first 36 months of the commencement of the loan, the borrower will be required to reimburse 100% of the closing costs (a value up to $5,000) paid by SkyOne Federal Credit Union. All loans are subject to membership eligibility, credit, and underwriting approval. Additional terms and conditions may apply. Call (855) 624-7248 (Mon-Fri: 5:00 a.m. to 5:00 p.m. Pacific time) if you have any questions.

Equal Housing Lender

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