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Boat Loans

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Be the captain of your own vessel with a boat loan from a trusted lender. 

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  • Make the smart choice

    If you’re making a big purchase like a boat, you should work with a lender that has your best interests in mind. At SkyOne, we have a proven track record of reliability—plus the best customer service around.

    • Rates as low as 4.49% APR*
    • Financing up to 100%
    • Terms as long as 180 months

     

  • Rates & Calculator

    Rates & Calculator

    Toy Loan Rates for Airplanes, Boats and RVs

    Rates Effective as of: 07-22-2019

    New Toys As Low As Used Toys As Low As Maximum Term
    4.74% APR* 5.24% APR* 72 months
    4.99% APR* 5.49% APR* 84 months
    5.99% APR*6.49% APR*120 months
    6.24% APR*6.74% APR*180 months
    Disclosures

    *APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount, without which rates will be 0.25% higher. The lowest rate offered will not be lower than 4.24% APR for new motorcycles, and 4.74% APR for used motorcycles, inclusive of any applicable rate discounts. The lowest rate offered will not be lower than 4.49% APR for new toys, and 4.99% APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for motorcycles is 72 months and 84 months for toys. Loan term example: a $15,000 loan at 4.49% APR requires 60 monthly payments of $279.58.
    1 Restrictions apply.

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  • Frequently Asked Questions

Boats of all shapes and sizes

We cover a wide range of vessels, from motorboats to sailboats. Not sure if what you want is eligible? Just reach out and ask.

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Questions? Talk to an expert. 800.421.7111

Disclosures

Toy Loan (Airplanes, Boats and RVs) Disclosures: *APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount, without which rates will be 0.25% higher. The lowest rate offered will not be lower than 4.49% APR for new motorcycles, and 4.99% APR for used motorcycles, inclusive of any applicable rate discounts. The lowest rate offered will not be lower than 4.74% APR for new toys, and 5.24% APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for motorcycles is 72 months and 84 months for toys. Loan term example: a $15,000 loan at 4.49% APR requires 60 monthly payments of $279.58.

Toy Loan Rates (Dirt Bikes, Jet Skis, Snowmobiles and ATVs) Disclosures: *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount. The lowest rate offered will not be lower than 9.49% APR, inclusive of any applicable rate discounts. Dirt Bikes, Jet Skis, Snowmobiles and ATVs are financed as Signature loans. Payment example: a $10,000 loan at 9.49% APR and 60 month term requires a monthly payment of $209.97.

Please refer to the Fee Schedule and All in One Disclosure for complete details.