There are two ways you can load a card in Apple Pay
Option 1- My card is already loaded in iTunes
To add a card from iTunes to Apple Pay, follow these quick steps:
If you already have your SkyOne credit or debit card loaded in iTunes, Apple Pay will present that card as a choice. Simply verify the card’s security code (a 3-digit code located on the back of your SkyOne card) when prompted.
You’ll receive a notification on your phone that the card is ready to use.
Option 2- Add a card to Apply Pay
To add a card to Apple Pay, follow these quick steps:
Open your Wallet app, select the link in the Credit & Debit Cards section.
Tap the camera icon to enter your card automatically or add the information manually.
Card added! Manage all your debit and credit cards.