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EARN AN EASY $75*

Thanks a billion!

We’re celebrating our 75th anniversary, hitting a milestone of $1 billion in assets, and welcoming our 60,000th member!

Join the celebration and earn $75, just open any of the accounts below to get started*

To earn $75 open any account below with promo code “EASY”

Savings Account

Free savings account that lets you earn dividends on balances higher than $500 per month.

Use promo code: EASY

Open Savings

Monthly Fee
0

Minimum to Open
$5

Interest
0.05%1

More Savings Details

Sky-High Savings

Save more money. Our High-Rate Savings account pays you 4.5x the bank national average.

Use promo code: EASY

Open Sky-High Savings

Monthly Fee
0

Minimum to Open
$5

Interest
1.00%2

More Sky-High Savings Details

Advantage Checking

A checking account that lets you earn dividends and get your paycheck early!3

Use promo code: EASY

Open Advantage Checking

Monthly Fee
$5 (How to Waive3)

Minimum to Open
$5

Interest
0.05%3

More Checking Details

SkyOne, a true financial partner

Our products and services provide you with the tools and support you need to build a secure financial future. That’s why we were voted the Best of the Southland for 2023.

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Branches and ATMs

Locate 66,000+ ATMs and 4,000+ shared branches near you through our nationwide network.

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Online & Mobile Banking

Access to real-time account information at your fingertips.

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Access to Zelle®

A fast, safe and easy way to send money to friends, family and people you trust.

Additional Member Benefits:

  • Financial counseling with our trusted partner, BALANCE4
  • Financial webinars with our trusted partner, BALANCE4
  • Financial education for adults and children with our trusted partners, Everfi and Bite of Reality4

Disclosure

Membership required.

*Get $75: Open a Savings, Sky-High Savings or Advantage Checking account online, use promo code EASY, and deposit the minimum opening balance amount(s). Offer valid through 07/05/2024. This offer is intended for new members only. Savings Rate as of 05/09/2024 is 0.05% APY. APY=Annual Percentage Yield. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions. The $75 cash bonus will be deposited into SkyOne Primary Savings account within 30 business days of the account criteria being met. Offer subject to change without notice and may end at any time.

1Savings Rate as of 06/07/2024 is 0.05% APY. APY=Annual Percentage Yield. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

2Sky-High Savings Rate as of 06/07/2024 is 1.00% APY. APY= Annual Percentage Yield. SkyOne rates and terms are subject to change after the account is opened without notice. Compounding and crediting: Dividends will be compounded every month. Dividends will be credited to your account on the last day of each month. Dividend period: For this account type, the dividend period is monthly. For example, if the beginning date of the first dividend period of the calendar year is January 1, the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above, is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends. Minimum balance requirements: The minimum balance required to open this account is $1.00. This account offers a set dividend rate of 1.00% with an Annual Percentage Yield (APY) of 1.00%. Dividends will be paid to the Sky-high Savings Account at a 1.00% rate with an APY of 1.00% provided a deposit of $1,000 or more is posted to your account each month. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, external transfers, ACH, etc. are accepted to fund your account each month. During the month, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the Regular Savings Account APY and APY disclosed on the current rate sheet. Average daily balance computation method: Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period
and dividing that figure by the number of days in the period. The period we use is the monthly dividend period. Fees and charges: Fees may reduce earnings. Savings and Money Market accounts have a maximum of six withdrawals or outgoing transfers per month. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

3Advantage Checking Rate as of 06/07/2024 is 0.05% APY. APY = Annual Percentage Yield. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. Minimum opening balance amount for Advantage Checking is $20.00. A $2,500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings on the account. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions. The Advantage Checking account has a monthly fee of $5. To avoid the monthly fee, members must meet at least one requirement, each month. Select here, to see the options you have available to waive the $5 monthly fee. You must have direct deposit on your account to enjoy the Early Pay Check service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.

4SkyOne member benefits are provided by third parties, not by SkyOne or its affiliates. Providers may pay royalty fees to SkyOne for the use of its intellectual property. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

5Check the background of this investment professional on FINRA’s BrokerCheck

Located at: (400 1St Street South, St. Cloud, MN 56301 320-656-4300)

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Click here to view Cetera Investment Services Important Information, Privacy Policy and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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