In the event your checking account doesn’t have enough funds to cover your purchase or withdrawals, Overdraft Protection pulls funds from one of the following accounts to cover the transaction.
- Savings Account – limit of six per month*
- Money Market Account – limit of six per month*
- VISA Credit Card – subject to finance charges
- SkyOne Line of Credit – subject to finance charges
Set up Overdraft Protection today by contacting a Member Services Representative at 800.421.7111.
*There is a nominal charge of $2 for each overdraft transfer for this convenience. As required by Regulation D (Reserve Requirements for Depository Institutions), Savings and Money Market accounts have a maximum of six withdrawals or outgoing transfers per month. To learn more about this requirement, please refer to the Truth in Savings section of our All in One Disclosure for complete details.