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Give your savings that extra OOMPH!

Sky-High Savings Account Promotion

Compare Our Rate 4.00%APY*
  • SkyOne
    4.00% APY
  • CapitalOne
    3.40% APY
  • Axos Bank
    2.35% APY
  • Bank of America
    0.04% APY

Sky-High Savings rate as of 03.22.2023. Comparison of banks’ rates as of 03.22.2023.

Open a Sky-High Savings Today

Earn up to a 4.00% APY guaranteed for 9 months!*


Start building a more secure financial future today with a 4.00% APY introductory offer when you open a Sky-High Savings account!* Open your account with just $1, deposit $1,000 or more per month for nine (9) consecutive months, and the 4.00% APY is all yours!

  • Minimum opening balance of $1
  • No monthly fees or early withdrawal fees
  • Full access to cash from our surcharge-free ATMs nationwide**
  • 24/7 access with Online & Mobile Banking

Opened your account? Set-up Direct Deposit


Setting up direct deposit is now easier than ever. Simply complete the short and quick application and you’ll have your money depositing to your SkyOne account as soon as possible. We’ll  even send your paycheck to your selected account 1-2 days before your employer’s actual pay date.1


Set Up Direct Deposit


Final Balance

Contributions:    |   Earnings:

Make every dollar count with a Sky-High Savings account.

Open a Sky-High Savings Account

*APY=Annual Percentage Yield. APY is accurate as of 03/22/2023 and is subject to change without notice. Promotional offer valid from 03/22/2023 through 06/23/2023. Offer applies to new Sky-High Savings Accounts funded from external financial institutions only. Deposit Requirement: Dividends will be paid to the Sky-High Savings Account at a 4.00% promotional rate with an APY of 4.00% provided a deposit of $1,000 or more is posted to your account for nine (9) consecutive months. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, external transfers, ACH, etc., are all accepted to fund your account each month. During the nine (9) months, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the current Regular Savings Account dividend rate, and APY disclosed on the current rate sheet. Membership is required. Fees may reduce earnings. Month one (1) of nine (9) months of promotional dividend earnings start the month the new Sky-High Savings Account is established, regardless of the date. Compounding and crediting: Dividends will be compounded every month. Dividends will be credited to your account on the last day of each month. Dividend period: For this account type, the dividend period is monthly. For example, if the beginning date of the first dividend period of the calendar year is January 1, the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period; for the example above, it is January 31. You will not receive the accrued dividends if you close your account before dividends are paid. Minimum balance requirements: The minimum balance required to open this account is $1.00. After the qualifying nine (9) months of account opening, the promotional introductory rate of 4.00% APY will revert to the current non-promotional Sky-High savings rate. Non-promotional rate is subject to change without notice. Please refer to our Schedule of Service Charges for additional information. Average daily balance computation method: Dividends are calculated by the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly dividend period. To learn more about this requirement, please refer to the Truth in Savings section of our All in One Disclosure.

**No-surcharge fee for SkyOne and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.

1You must have direct deposit on your SkyOne Checking, Savings, or Money Market account to enjoy this service. Early Paycheck Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same Day ACH Rule.

Federally Insured by NCUA.