¹To receive $25 account opening bonus, you must open account online using promo code RALPHS by December 31, 2023, deposit your par share value of $5 into a Primary Savings Account, and deposit the minimum opening balance amount of $5. The $25 cash bonus will be deposited into SkyOne Primary Savings account within 10 business days of the referral criteria being met. Offer subject to change without notice and may end at any time.

²Eligibility Requirements: SkyOne membership is required. Advantage Checking is eligible for this offer. Advantage Checking earns dividends of .05% Annual Percentage Yield if balance requirement is met. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends posted and compounded monthly. This offer is intended for new checking accounts only. You are not eligible for this offer if you are a current owner of a SkyOne checking account. Bonus Requirements:

Earn $100: You are not eligible for this offer if you are a current owner of a SkyOne checking account and have direct deposit. Open a new, eligible SkyOne checking account by December 31, 2023. Within 90 days of account opening, receive a total of $1,000 or more in qualifying direct deposits per statement cycles for two consecutive cycles within the first two months into your new checking account during the qualification period. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account. Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM do not qualify. $100 will be credited to their primary savings account within 30 days of the 2nd direct deposit.

³All In-N-Out trademarks, designs, logos and copyrighted images are the sole property of In-N-Out. In-N-Out is not a participating sponsor of this offer. Gift cards will be distributed to the first 100 people who visit the El Segundo branch located at 630 N. Sepulveda, El Segundo, CA. Limit of one discount card per person and per family, while supplies last.

⁴30,000 Bonus Points Offer valid till December 31, 2021. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers’ checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Qualified Elite accounts earn an additional 2 bonus points per $1 in spend on qualified purchases in Travel (airfare, hotel/motel, car rental, cruise) and Supermarkets.  Qualified Elite accounts earn an additional 1 bonus point per $1 in spend on qualified purchases in Restaurants/Bars and Gas. Bonus points are in addition to daily reward points of 1 point per $1. A qualified account must be open and in good standing at the time earned bonus points are credited. Qualified Restaurant/Bar purchases include restaurants, food delivery services, and bars and excludes fast food. Qualified Supermarket purchases include grocery stores, excludes discount stores and wholesale clubs, and may exclude specialty food stores such as bakeries, meat provisioners, dairy products, and confectionery stores. Qualified gas purchases include purchases from eligible gas merchants. Spending cap of $7,500 per quarter for bonus rewards. Qualified Elite accounts earn 1 point per $1 after $7,500 is spent in qualified categories

⁵Only current SkyOne Federal Credit Union members are eligible to refer and receive a total of $500 in annual “referrer bonuses.” The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 20 referrals (or $500) paid out per member per year. A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days. Gift card provided by Extole after referred account is opened and remains in good standing for a period of 30 days. Offer subject to change without notice and may end at any time. Restrictions apply, see amazon.com/gc-legal.