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Advantage Checking Account

A better banking experience

A checking account that lets you earn dividends

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  • Smart features, great perks

    A SkyOne Advantage Checking Account not only lets you access your money, but earn on it, with dividends up to 0.05% APY*. All you need to do is maintain a balance of $2,500 — and in addition to earning dividends, we’ll also waive the $5 monthly fee.

    Open Now
    • Free eStatements
    • Online and mobile banking
    • Mobile check deposit
    • Custom account alerts
    • Several options to have $5 monthly fee waived.

    66,000+ surcharge-free ATMs

    Access thousands of ATMs across the USA without ever paying a fee.


    Find an ATM

    Early paychecks

    Sign up for direct deposit, and we’ll send your paycheck to your checking account 1-2 days before your employer’s actual pay date.**

    (Please note the date depends on when your employer sends funds to SkyOne.)

    $5 monthly fee

    The Advantage Checking account will have a monthly fee of $5. To avoid the monthly fee, members must meet one of many easy criteria noted below, each month. Click on the button below to see the options you have available to waive the $5 monthly fee.

    See how to have fee waived

Always feel secure

Avoid fees by setting up Overdraft Protection on your Advantage Checking account. Simply give us a call to opt in.

Contact Us

Questions? Talk to an expert. 800.421.7111


*APY = Annual Percentage Yield. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends posted and compounded monthly.

**You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.