fbpx
Menu
Skip nav to main content.

Savings Secure Visa Terms and Conditions

Important Information on Rates, Fees and Other Costs

Interest Rates and Interest Charges Savings Secure Visa

Rates Effective as of: 06-25-2022

Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances11.00% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.

Fees

Annual Fee$0

Transaction Fees

Balance Transfer3% of the amount of each transaction
Cash Advance3% of the amount of each transaction
Foreign TransactionForeign Transaction: Visa International Service Assessment Fee Single Currency Transaction: 0.8% of transaction Multiple Currency Transaction: 1.0% of transaction

Penalty Fees

Rates Effective as of: 06-25-2022

Late Payment$25 for the first violation, $30 for the next violation(s) during the next 6 billing cycles
Overlimit$0
Return Payment$0

 

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

 

 

Important Scheduled Maintenance Alert:

Online and Mobile Banking will be intermittently down due to maintenance on June 11 11:00PM to June 12 3:00AM PDT. We apologize for any inconvenience.