Disclosure

$700 Bonus Offer valid from June 14, 2023 to July 23, 2023, is subject to change without notice and may end at any time. Exclusions may apply. SkyOne membership is required. This offer is intended for new members only. To receive the entire $700 bonus, you must complete all of the following:

¹Get $100: Open an account online from June 14, 2023 to July 23, 2023, use promo code SUMMER and deposit the minimum opening balance amount of $5 into a Primary Savings Account, and maintain a $1000 balance for seven (7) months. This offer is intended for new members only. You are not eligible for this offer if you are a current owner of a SkyOne savings account or if you have closed an account within the last 12 months. Savings Rate is 0.05% APY. APY=Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends are posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply.

²Get $300: Open a new SkyOne Advantage checking account online from June 14, 2023 to July 23, 2023, using promo code SUMMER within 30 days of account opening establish direct deposit and receive a total of $1,000 or more in qualifying direct deposits per statement cycle for seven (7) consecutive statement cycles into your new checking account during the qualification period. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account. Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM do not qualify. Advantage Checking earns dividends of .05% APY if the balance requirement is met. APY=Annual Percentage Yield. Rates are effective as of the last dividendand declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends are posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply. This offer is intended for new checking accounts only. Offer is not available to existing SkyOne checking account holders or those whose accounts have been closed within the last 12 months.

³30,000 Bonus Points Offer: To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers’ checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your rewards account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment.

Qualified Elite accounts earn an additional 2 bonus points per $1 in spend on qualified purchases in Travel (airfare, hotel/motel, car rental, cruise) and Supermarkets. Qualified Elite accounts earn an additional 1 bonus point per $1 in spend on qualified purchases in Restaurants/Bars and Gas. Bonus points are in addition to daily reward points of 1 point per $1. A qualified account must be open and in good standing at the time earned bonus points are credited. Qualified Restaurant/Bar purchases include restaurants, food delivery services, and bars and excludes fast food. Qualified Supermarket purchases include grocery stores, excludes discount stores and wholesale clubs, and may exclude specialty food stores such as bakeries, meat provisioners, dairy products, and confectionery stores. Qualified gas purchases include purchases from eligible gas merchants. Spending cap of $7,500 per quarter for bonus rewards. Qualified Elite accounts earn 1 point per $1 after $7,500 is spent in qualified categories.

SkyOne is not responsible for merchant codes that do not allow us to capture the information needed to award bonus points. Visa determines the industry category and code for merchants, generally based on the merchant’s line of business. A purchase will not earn promotional points if the merchant’s category code is not an eligible category for the promotion. Some transactions do not qualify for points, including balance transfers, cash advances, fees including an annual fee, and purchases made using certain types of wireless technology.

*Bonus earned is dependent upon the combination of opened accounts and will be deposited into SkyOne Primary Savings account within 217 days of account opening. Account must be in good standing to qualify. Account in good standing is defined as 1) Your Checking account balance must not be negative for more than 30 calendar days; 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and 3) You do not have a ChexSystems record with monies owed. SkyOne reserves the right to terminate this offer at any time. Go to All in One Disclosure for a complete list of terms and conditions.

**Qualifications for the 0% balance transfer for 12 months are the transfers must be completed within 30 days of account opening. Transaction fees may apply. Balance Transfer Fee and Cash Advance Fee: 3% of the amount of each transaction. Unpaid balances will revert to contract APR for purchases, 15.00% APR – 18.00% APR. $65 annual fee. For complete Terms and Conditions, click here.

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