We care about our members
We’re dedicated to serving our members — and no thats not just a line. Since 1949, we’ve provided members the financial tools and guidance they need to fund important milestones and save for the future.
As a not-for-profit credit union, we’re here to help you, not make a profit for a few shareholders.
“Thank goodness for SkyOne! They really get it and the people are so nice there. I definitely recommend them for all your financial needs.”
– Jennifer O., member since 1990
We got what you need, right now
Open with just $1, no monthly fee, no withdrawal limits, and an industry high rate!1
Take the first step towards your dreams by tapping into your home’s value, whenever you need it.
Our Platinum Rewards Visa® Card gives you rewards on streaming, gas, restaurants and groceries.3
Competitive home loan rates and low down deposit requirements, so you can focus on living, not stressing.
Fast and secured mobile banking
Our mobile banking app means fewer trips to the branch, faster transactions, and complete control over your money. And no matter your preferred OS, our mobile banking app is available for you, with fast load times and ultra-tight security.
Welcome to SkyOne
A better banking experience.Frequently Asked Questions
*Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.” The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 20 referrals (or $500) paid out per member per year. A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days. Offer subject to change without notice and may end at any time.
1Minimum balance requirements: The minimum balance required to open this account is $1.00. This account offers a set dividend rate of 0.50% with an Annual Percentage Yield (APY) of 0.50%. Dividends will be paid to the Sky-high Savings Account at a 0.50% rate with an APY of 0.50% provided a deposit of $1,000 or more is posted to your account each month. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, transfers, ACH, etc. are accepted to fund your account each month. During the month, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the Regular Savings Account APY and APY disclosed on the current rate sheet.
2Loan Pause Program is not available for first mortgages, home equity loans and home equity lines of credit. Deferrals are subject to review and approval, which includes a review of your loan payment history for the last six consecutive months on all credit accounts. Finance charges will continue to accrue at the contract rate. Deferring a payment will result in higher total finance charges than if you made payments as originally scheduled and may extend the term of your loan(s). You can defer up to one payments per loan, with a maximum of six deferrals for the life of the loan under this program till November 30, 2020. A $30.00 fee will be automatically deducted from the share account you designate. If funds are not available in the designated share account, your deferred payment request will not be honored. For members who have Guaranteed Asset Protection (GAP), claim coverage may not extend to the amount of payment(s) deferred. Refer to your insurance contract for your coverage details. For members who have other insurance products attached to the loan, e.g. credit life, disability or debt protection, extending the life of the loan may void the insurance coverage. Refer to your specific insurance contract for terms, conditions and exclusions. Loan Pause Program is subject to change at any time.Visa® is a registered trademark of VISA U.S.A. Inc.
3Qualified accounts earn 1 point per $1 spent on qualified supermarkets, streaming services, gas and restaurants purchases. A qualified account must be open and in good standing at the time earned points are credited. Qualified restaurant purchases include restaurants, fast food, and food delivery services. Qualified supermarket purchases include grocery stores, supermarkets, warehouse clubs, and may exclude specialty food stores such as bakeries, meat provisioners, dairy products, and confectionery stores. Qualified select streaming purchases include paid subscriptions and other digital streaming media. Qualified gas purchases from eligible gas merchants.
SkyOne is not responsible for merchant codes that do not allow us to capture the information needed to award bonus points. Visa® determines the industry category and code for merchants, generally based on the merchant’s line of business. A purchase will not earn promotional points if the merchant’s category code is not an eligible category for the promotion. Some transactions do not qualify for points, including balance transfers, cash advances and purchases made using certain types of wireless technology.
Federally insured by NCUA.