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Certificates

About

Park your money in a safe place and earn high dividends.

With SkyOne certificates, earn annual percentage yield as high as 2.35% APY*. Plus, for terms 2 years and higher, you can “bump up” your rate once during the term^ – so if our certificate rates increase, you’ll be able to take advantage of it and earn more dividends!

Table data for Higher rates to get more bang for your buck!
 Rates Effective 05-28-2018
Amount 6 Months 1 Year 2 Years^ 3 Years^ 4 Years^ 5 Years^ Alert Me
$500 - $9,999 0.60% APY* 0.90% APY* 1.25% APY* 1.55% APY* 1.90% APY* 2.25% APY* Receive a notification when this rate changes
$10,000 - $99,999 0.65% APY* 0.95% APY* 1.30% APY* 1.60% APY* 1.95% APY* 2.30% APY* Receive a notification when this rate changes
$100,000 + 0.70% APY* 1.00% APY* 1.35% APY* 1.65% APY* 2.00% APY* 2.35% APY* Receive a notification when this rate changes

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*APY= Annual Percentage Yield - APY on certificates assumes quarterly compounding. APY is slightly less for terms less than 12 months. Dividend rate will remain the same until end of your term (even if balance exceeds the maximum amount in your current tier level). Rates are effective as of the date shown above, and are subject to change. Early withdrawal penalties apply. In the event of a withdrawal before your certificate term matures: certificates with terms from six months to one year are subject to a penalty equal to a loss of 90 days dividends; certificate terms greater than one year are subject to a penalty equal to a loss of 180 days dividends; dividends will be paid prior to imposing the penalty.
 
^If our certificate rates go up any time during the original term of your certificate, you may request a one-time rate bump (increase) for the remainder of the original term by notifying SkyOne. The one-time rate increase only applies to certificates with terms of two years or longer. In the event of a withdrawal before your certificate term matures: certificates with terms from six months to one year are subject to a penalty equal to a loss of 90 days dividends; certificate terms greater than one year are subject to a penalty equal to a loss of 180 days dividends; dividends will be paid prior to imposing the penalty. Terms for certificates will be limited to 60 months.
 
† You can "add on" to the principal of your certificate once during the term. This Add-On feature is available for certificates with terms from 6 to 23 months.

Rates

Table data for Higher rates to get more bang for your buck!
 Rates Effective 05-28-2018
Amount 6 Months 1 Year 2 Years^ 3 Years^ 4 Years^ 5 Years^ Alert Me
$500 - $9,999 0.60% APY* 0.90% APY* 1.25% APY* 1.55% APY* 1.90% APY* 2.25% APY* Receive a notification when this rate changes
$10,000 - $99,999 0.65% APY* 0.95% APY* 1.30% APY* 1.60% APY* 1.95% APY* 2.30% APY* Receive a notification when this rate changes
$100,000 + 0.70% APY* 1.00% APY* 1.35% APY* 1.65% APY* 2.00% APY* 2.35% APY* Receive a notification when this rate changes

*APY= Annual Percentage Yield - APY on certificates assumes quarterly compounding. APY is slightly less for terms less than 12 months. Dividend rate will remain the same until end of your term (even if balance exceeds the maximum amount in your current tier level). Rates are effective as of the date shown above, and are subject to change. Early withdrawal penalties apply. In the event of a withdrawal before your certificate term matures: certificates with terms from six months to one year are subject to a penalty equal to a loss of 90 days dividends; certificate terms greater than one year are subject to a penalty equal to a loss of 180 days dividends; dividends will be paid prior to imposing the penalty.
 
^If our certificate rates go up any time during the original term of your certificate, you may request a one-time rate bump (increase) for the remainder of the original term by notifying SkyOne. The one-time rate increase only applies to certificates with terms of two years or longer. In the event of a withdrawal before your certificate term matures: certificates with terms from six months to one year are subject to a penalty equal to a loss of 90 days dividends; certificate terms greater than one year are subject to a penalty equal to a loss of 180 days dividends; dividends will be paid prior to imposing the penalty. Terms for certificates will be limited to 60 months.
 
† You can "add on" to the principal of your certificate once during the term. This Add-On feature is available for certificates with terms from 6 to 23 months.

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SkyOne CD & MM Rates

Thank You SkyOne, for publishing your product rates!! I can now make a better decision on how to proceed with my finances. Other banks require you to call for rates - what are they hiding? Love SkyOne! Andrea

Posted By: Andrea Dawson
926 days 18 hrs 27 mins 52 secs ago
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