Disclosure

*This is an exclusive offer for new members only. You are not eligible for this offer if you are a current owner of a SkyOne Savings account or if you have closed an account within the last 12 months. This $1,000 Bonus Offer is subject to change without notice and may end at any time. Exclusions may apply. One bonus per product per person. Bonus earned is dependent upon the combination of opening accounts and/or initiating services within 30 days of becoming a member, with the exception of the personal loan. Accounts must stay in good standing to qualify. Account in good standing is defined as 1) Your Checking account balance must not be negative for more than 30 calendar days; 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and 3) You do not have a ChexSystems record with monies owed. SkyOne reserves the right to terminate this offer at any time. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply. Bonus payout is considered interest and will be reported on IRS Form 1099-INT.

To receive the entire $1,000 bonus, you must complete all of the following:

APY=Annual Percentage Yield. Rates effective as of the last dividend declaration date and subject to change. Fees may reduce earnings. Applicable to all the offers.

¹When you open your new Primary Savings account with a minimum of $5 using promo code EXTRA and maintain at least a combined total of $3,500 between your Primary Savings and Advantage Checking account for 90 days, you are eligible for $100. Must use promotional code EXTRA at time of opening account online to enter into the promotion. Primary Savings rate is 0.05% Annual Percentage Yield (APY). A $500 balance is required to earn dividends. The Advantage Checking rate is 0.05% APY. A $2,500 balance is required to earn dividends. Both Primary Savings and Advantage Checking rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 90-day period.

²You will qualify for the $200 bonus on your Sky-High Savings when you deposit $1,000 or more each month to this account for a minimum of 90 days. The current rate is 1.00% APY provided a deposit of $1,000 or more is posted to your account each month. If there is no $1,000 deposit during the month, the dividend rate and APY will default to the Regular Savings account APY (currently 0.05% APY). The rate is variable and may change after the account is opened. Fees may reduce earnings. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 90-day period. for full terms and conditions of the SkyHigh Savings, visit https://www.skyone.org/save/saving/sky-high/

³To qualify for the $100 online banking/mobile deposit bonus, you must make at least one mobile deposit to your SkyOne Savings or Advantage Checking account per month for 60 days with a minimum total deposit of $500 during each period. Primary Savings rate is 0.05% Annual Percentage Yield (APY). A $500 balance is required to earn dividends. The Advantage Checking rate is 0.05% APY. A $2,500 balance is required to earn dividends. Both Primary Savings and Advantage Checking rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 60-day period.

⁴ To qualify for the $100 debit card purchases, you must make at least 10 debit card point of sale (in store) purchases ($25 minimum each purchase) per month for 90 days. The Advantage Checking rate is 0.05% APY. A $2,500 balance is required to earn dividends. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 90-day period.

⁵To qualify for the $100 Direct Deposit bonus, you must have a monthly minimum cumulative $1,000 in recurring deposits into your Advantage Checking account for 6 consecutive months. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account. Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM do not qualify. The Advantage Checking rate is 0.05% APY. A $2,500 balance is required to earn dividends. Advantage Checking rate is effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 6-month period.

⁶You will qualify for the $100 SkyOne credit card bonus when you use your card to spend $1,000 within 30 days of receiving your new card. (“Purchases” do not include balance transfers, cash advances, travelers’ checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Rates, terms and loan amounts are based on your credit worthiness and are subject to approval.) This bonus will be deposited to your Primary Savings Account in your first statement cycle after the 30-day period.

⁷You are eligible for the Liquid Share Certificate $200 bonus with a minimum deposit of $10,000 (money not currently with SkyOne) for a minimum of 30 days. Minimum deposit to earn current APY is $1,000. APY is subject to change without notice. Only one Liquid Share Certificate per member can be open at a time. Penalty and fee-free daily withdrawal, starting on day 7 after the certificate is opened, of up to 50% of the start of daily balance as of 12:00 am each day at any time during the share term. Withdrawals exceeding 50% of the start of daily balance each day are subject to penalties. Early withdrawals may reduce earnings on the account. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 30-day period.

⁸You are eligible for the $100 loan bonus when you set up an automatic payment from your SkyOne Savings or Advantage Checking account within 60 days of closing the loan. Primary Savings rate is 0.05% Annual Percentage Yield (APY). A $500 balance is required to earn dividends. The Advantage Checking rate is 0.05% APY. A $2,500 balance is required to earn dividends. Both Primary Savings and Advantage Checking rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. Fees may reduce earnings. Rates, terms and loan amounts are based on your credit worthiness and are subject to approval. This bonus will be deposited to your Primary Savings account in your first statement cycle after the 60-day period.