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Premier Checking Account

Checking with a twist

This special checking account lets you earn dividends.

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  • Smart features, great perks

    Premier Checking Account lets you save more with dividends up to 0.05% APY*. You’ll need to maintain a balance of $2,500, but if you do, we’ll also waive your monthly fee.

    • Free eStatements
    • Online and mobile banking
    • Mobile check deposit
    • Custom account alerts
    • Optional paper statements

    66,000+ surcharge-free ATMs

    Access thousands of ATMs across the USA without ever paying a fee.


    Find an ATM

    Early paychecks

    Sign up for direct deposit, and we’ll send your paycheck to your checking account 1-2 days before your employer’s actual pay date**.

    (Please note the date depends on when your employer sends funds to SkyOne.)

  • Frequently Asked Questions

Never feel embarrassed

Avoid fees and potential embarrassment by setting up Overdraft Protection on your Premier Checking account. Simply give us a call to opt in.

Contact Us

Questions? Talk to an expert. 800.421.7111


*APY = Annual Percentage Yield. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends posted and compounded monthly.

**You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.