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Skip-a-Pay

Press pause on bills.

  • Overview

    Stress-less with Skip-a-Pay

    Need a break from paying bills right about now? Sign up for Skip-a-Pay on eligible SkyOne loans and credit cards.1

    Sign up for Skip-a-Pay today!

    • Log in to online banking, notify us under “Manage My Account”
    • Skip a payment on credit cards and consumer loans
    • Send us your request at least 5 days before your loan payment is due

    If you have questions or need help, call a Member Service Specialist at 800.421.7111. Skip-a-Pay is not available for first mortgages, home equity loans, and home equity lines of credit.

     

     

    1Skip-a-Pay is not available for first mortgages, home equity loans and home equity lines of credit. Deferrals are subject to review and approval, which includes a review of your loan payment history for the last six consecutive months on all credit accounts. Finance charges will continue to accrue at the contract rate. Deferring a payment will result in higher total finance charges than if you made payments as originally scheduled and may extend the term of your loan(s). You can only defer one payment per loan every 12 months, with a maximum of two deferrals for the life of the loan under this program. For members who have Guaranteed Asset Protection (GAP), claim coverage may not extend to the amount of payment(s) deferred. Refer to your insurance contract for your coverage details.

    If you need further financial relief, click here to view details on SkyOne’s Emergency Relief Loan Program.

  • How do I Skip a Payment?

    Ways to Skip a Payment