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Welcome to SkyOne!

Frequently Asked Questions

We care about our members

We’re dedicated to serving our members — and no, that’s not just a line. Since 1949, we’ve provided members the financial tools and guidance they need to fund important milestones and save for the future.

As a not-for-profit credit union, we’re here to help you, not make a profit for a few shareholders.

“Thank goodness for SkyOne! They really get it and the people are so nice there. I definitely recommend them for all your financial needs.”

– Jennifer O., member since 1990

Need extra cash?

Earn up to


When your friends join SkyOne*

Refer a Friend


We got what you need, right now

Sky high savings icon

Sky-High Savings

Open with just $1, no monthly fee, no withdrawal limits, and an industry high rate!1

View our high rate

Home Equity Line of Credit Icon


Take the first step towards your dreams by tapping into your home’s value, whenever you need it.

View our low rate

5x Platinum Rewards Credit Card

Platinum Rewards

Our Platinum Rewards Visa® Card gives you rewards on streaming, gas, restaurants and groceries.2

See all Rewards

Home Equity Line of Credit Icon


Competitive home loan rates and low down deposit requirements, so you can focus on living, not stressing.

See All Details

Fast and secured mobile banking

Our mobile banking app means fewer trips to the branch, faster transactions, and complete control over your money. And no matter your preferred OS, our mobile banking app is available for you, with fast load times and ultra-tight security.

Download Now

*Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.” The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 20 referrals (or $500) paid out per member per year. A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days. Offer subject to change without notice and may end at any time.

1Minimum balance requirements: The minimum balance required to open this account is $1.00. This account offers a set dividend rate of 0.50% with an Annual Percentage Yield (APY) of 0.50%. Dividends will be paid to the Sky-high Savings Account at a 0.50% rate with an APY of 0.50% provided a deposit of $1,000 or more is posted to your account each month. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, transfers, ACH, etc. are accepted to fund your account each month. During the month, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the Regular Savings Account APY and APY disclosed on the current rate sheet.

2Qualified accounts earn 1 point per $1 spent on qualified supermarkets, streaming services, gas and restaurants purchases. A qualified account must be open and in good standing at the time earned points are credited. Qualified restaurant purchases include restaurants, fast food, and food delivery services. Qualified supermarket purchases include grocery stores, supermarkets, warehouse clubs, and may exclude specialty food stores such as bakeries, meat provisioners, dairy products, and confectionery stores. Qualified select streaming purchases include paid subscriptions and other digital streaming media. Qualified gas purchases from eligible gas merchants.

SkyOne is not responsible for merchant codes that do not allow us to capture the information needed to award bonus points. Visa® determines the industry category and code for merchants, generally based on the merchant’s line of business. A purchase will not earn promotional points if the merchant’s category code is not an eligible category for the promotion. Some transactions do not qualify for points, including balance transfers, cash advances and purchases made using certain types of wireless technology.

Federally insured by NCUA.

Important Fraud Messaging Alert:

Fraudulent texts messages and calls impersonating SkyOne are increasing. Do NOT share any information. Beware of scammers! click here to learn more about spoofing scams.